.jpg)
Did you recognize that you can have an employee agreement and work as a freelancer on the same time?
Many people select to develop expert activities when they need to start a
enterprise idea with out risking an excessive amount of or to supplement their
salary. In the ones instances, they're in a situation of pluriactivity.
Moonlighting and multi-interest: How are they different?
Pluriactivity and moonlighting aren't the identical. A
moonlighter is one who works in or extra
groups on the equal time, however is handiest indexed inside the General
Scheme. On the alternative hand, pluriactivity implies contributing to multiple
Social Security Scheme . For instance, as an hired man or woman you'll ought to
make a contribution to the General Scheme, however as a self-employed
individual you have to also make a contribution to the RETA.
The benefits of more than one activities for the self-hired
Greater monetary security
Pluriactivity offers you with some monetary protection to
stand your existence task, since you'll not depend upon a source of income .
Working for someone else represents a solid source of income that reduces the
chance to that you disclose yourself when you begin a commercial enterprise
concept, supplying you with greater peace of thoughts so that you can develop
step by step.
Dispense with insurance within the RETA
If you figure for someone else and you sign up as a
self-employed individual in a state of affairs of a couple of interest, you
could store in your contribution, on account that, to avoid duplication, you
have got the possibility of with the exception of some of the coverage paid by
way of your employer. You can dispense with the coverage for not unusual
contingencies inside the RETA because in case you get unwell or go through an
accident, you will be covered with the General Scheme. And when you have quoted
double, you could request a refund of the extra quotation .
Access to resource and bonuses
When you check in as a freelancer, you've got the
opportunity to select the flat price , in order that for a 12 months you'll
most effective need to pay 60 euros per month . If you want to take advantage
of this assist, it must be the primary time which you paintings as a contract
otherwise you need to have spent two years while not having received bonuses.
You will no longer be capable of be an administrator of a enterprise, or have
money owed with the Treasury or Social Security.
Choose the contribution base
If you do not pick out the flat fee, as a self-employed in a
multi-interest regime you may decide your contribution base in keeping with
your working day . If you're employed and have a complete working day, the
first 18 months you are entitled to a reduction of fifty% of the minimum
contribution base and during the second one eighteen months, you may have a
reduction of seventy five%. If you figure for someone else and have a
element-time working time greater than 50%, for the duration of the primary 18
months a reduction of seventy five% of the minimum contribution base may be
implemented and of eighty five% for the duration of the second one eighteen
months.
Collect pensions
Another benefit of multiple sports comes at the time of
retirement. When you reach retirement age, you may be capable of gather 50% of
the pension , as long because it isn't partial or early, and retain growing
your work as a freelancer or in the enterprise , both full or component time.
Meanwhile, your pension might be revalued and when you stop running, you may
begin to collect its complete amount. This option is called an “ active
pensioner ”.
Also, you may collect two pensions . In that case, you may have
to show that you have contributed for at the least 15 years in every separate
scheme and which you had been in a scenario of multiple activities at some
stage in that same time frame. You must additionally have spent at the least years in a multi-interest situation out of
the remaining 15 earlier than retirement age. If you are handiest entitled to a
pension in one of the schemes, the two contribution bases will be introduced to
calculate the regulatory base, so you will get hold of a better pension than if
you had simplest been self-hired or self-hired.